
03&
03&
0(025< &21752//(5
027252/$
86(56 0$18$/
5HY 2FWREHU
7DEOH %5 ¤ %5 %LW 'HVFULSWLRQV
1DPH
'HVFULSWLRQ
%$
%DVH DGGUHVV 7KHVH ELWV DUH FRPSDUHG WR WKH FRUUHVSRQGLQJ XQPDVNHG DGGUHVV VLJQDOV DPRQJ
$''5>@ WR GHWHUPLQH LI D PHPRU\ EDQN FRQWUROOHG E\ WKH PHPRU\ FRQWUROOHU LV EHLQJ DFFHVV
HG E\ DQ LQWHUQDO EXV PDVWHU 7KH DGGUHVV W\SHV DUH DOVR FRPSDUHG 7KHVH ELWV DUHXVHGLQ
FRQMXQFWLRQ ZLWK WKH $0>@ ELWV LQ WKH 25
$7
$GGUHVV W\SH 7KLV ILHOG FDQ EH XVHG WRUHTXLUHDFFHVVHV RIWKHPHPRU\ EDQN WR EH OLPLWHG WRD
FHUWDLQ DGGUHVV VSDFH W\SH 7KHVH ELWV DUH XVHG LQ FRQMXQFWLRQ ZLWK WKH $70 ELWV LQ WKH 25 1RWH
WKDW WKH DGGUHVV W\SH ILHOG XVHV RQO\ $7>@ DQG GRHV QRW QHHG $7>@ WR GHILQH WKH PHPRU\ W\SH
VSDFH )RU D IXOO GHILQLWLRQ RI DGGUHVV W\SHV UHIHUWR
$GGUHVV 7\SHV36
3RUWVL]H
ELWSRUW
5HVHUYHG
5HVHUYHG
:3
:ULWH SURWHFW $Q DWWHPSW WR ZULWH WR WKH UDQJH RI DGGUHVVHV VSHFLILHG LQ D EDVH DGGUHVV UHJLVWHU
WKDW KDV WKLV ELW VHW FDQ FDXVH WKH 7($ VLJQDO WR EH DVVHUWHG E\ WKH EXVPRQLWRU ORJLF LI HQDEOHG
FDXVLQJWHUPLQDWLRQ RI WKLV F\FOH
%RWKUHDG DQG ZULWH DFFHVVHV DUH DOORZHG
2QO\ UHDG DFFHVVHV DUH DOORZHG 7KH &6[ VLJQDO DQG 7$ DUH QRWDVVHUWHGE\ WKHPHPRU\
FRQWUROOHU RQ ZULWH F\FOHV WR WKLV PHPRU\ EDQN :3(5 LV VHW LQ WKH 067$7 UHJLVWHU LI D ZULWH
WR WKLV PHPRU\ EDQN LV DWWHPSWHG
5HVHUYHG
:(%6
:ULWHHQDEOHE\WHVHOHFW7KLV ELW FRQWUROV WKH IXQFWLRQDOLW\ RIWKH:(%( SDGV
7KH :(%( SDGV RSHUDWHDV :(
7KH :(%( SDGV RSHUDWHDV %(
7%',3
7RJJOHEXUVW GDWD LQ SURJUHVV 7%',3 GHWHUPLQHV KRZ ORQJ WKH %',3 VWUREH ZLOO EH DVVHUWHG IRU
HDFK GDWD EHDW LQ WKH EXUVW F\FOHV
/%',3
/DWHEXUVWGDWDLQSURJUHVV /%',3 7KLV ELW GHWHUPLQHV WKH WLPLQJ RI WKH ILUVWDVVHUWLRQ RI WKH
%',3 SLQ LQ EXUVWF\FOHV
1RWH LW LV QRW DOORZHG WR VHW ERWK /%',3 DQG 7%',3 ELWV LQ D UHJLRQV EDVH UHJLVWHUV WKH EHKDYLRU
RI WKH GHVLJQ LQ VXFK FDVHV LV XQSUHGLFWDEOH
1RUPDO WLPLQJ IRU%',3 DVVHUWLRQ DVVHUWV RQH FORFN DIWHUQHJDWLRQ RI 76
/DWH WLPLQJ IRU%',3 DVVHUWLRQ DVVHUWV DIWHU WKH SURJUDPPHG QXPEHU RIZDLWVWDWHV
6(7$
([WHUQDO WUDQVIHUDFNQRZOHGJH
7$ JHQHUDWHG LQWHUQDOO\ E\ PHPRU\ FRQWUROOHU
7$ JHQHUDWHG E\ H[WHUQDO ORJLF 1RWH WKDW SURJUDPPLQJ WKH WLPLQJ RI &6:(2( VWUREHV PD\
KDYH QR PHDQLQJ ZKHQ WKLV ELW LV VHW
%,
%XUVW LQKLELW
0HPRU\ FRQWUROOHU GULYHV %, QHJDWHG KLJK 7KHEDQN VXSSRUWV EXUVWDFFHVVHV
0HPRU\ FRQWUROOHUGULYHV %, DVVHUWHG ORZ 7KH EDQN GRHV QRW VXSSRUWEXUVW DFFHVVHV
1RWH )ROORZLQJD V\VWHP UHVHW WKH %, ELWLV VHW LQ 25
9
9DOLG ELW:KHQ VHW WKLV ELW LQGLFDWHV WKDW WKH FRQWHQWV RI WKH EDVHUHJLVWHU DQG RSWLRQUHJLVWHU
SDLU DUH YDOLG 7KH &6 VLJQDO GRHV QRW DVVHUW XQWLO WKH 9ELW LV VHW 1RWH WKDW DQ DFFHVV WR D UHJLRQ
WKDW KDV QR 9ELW VHW PD\ FDXVHD EXV PRQLWRU WLPHRXW 1RWH DOVR WKDW IROORZLQJ D V\VWHP UHVHW
WKH9ELWLQ %5 UHIOHFWV WKH YDOXH RI,' LQ WKHUHVHWFRQILJXUDWLRQ ZRUG